Who is entitled to BPC and how to apply?
Who is entitled to BPC? and how to apply is exactly what you will discover in this text.
The Continuous Benefit Payment (BPC) It is a right guaranteed by the Federal Constitution of 1988 and by LOAS to people who find themselves in a situation of social vulnerability.
However, many people do not know if they are entitled to this benefit and how to apply.
Who is entitled to BPC?
This benefit is quite simple, one of the reasons being that although it is paid by the INSS, it is not necessary to have been a contributor.
Another reason that demonstrates its simplicity is in the requirements, being necessary only to fulfill the age, disability and family income requirements.
Regarding age, you are entitled to the benefit elderly people aged 65 and over who have no income, including retirement.
It is not necessary to prove contribution time, as already mentioned, or work time.
But in the case of people with disabilities, The age criterion does not apply, the person can be of any age. However, it is necessary to prove the disability through a medical report.
Per capita income is another requirement to be entitled to BPC, and it applies to the two previous cases: elderly person and person with disability.
If you or a family member meets these requirements, you may be entitled to the benefit.
In the last topic, you will see how to register. But first, let's understand better how per capita income works?
What is the Continuous Benefit Payment and what is the per capita income?
Some people still have many doubts regarding the per capita income of social benefits.
In this context, this income is a criterion that serves to define who is entitled to receive certain financial assistance from the government.
Therefore, it represents the average income of each person living in the same house.
For example, if a family has 4 members and the monthly family income is R$1,000.00, this means that the per capita income of that family is R$250.00.
That is: R$1,000.00 divided by 4.
That is why it is also known as “income per head” (Total income divided by the number of family members).
The per capita income to be entitled to BPC must be be equal to or less than ¼ of the current minimum wage.
Considering the current salary for the year 2023, it is R$330.00. This means that the income for each member should not exceed this amount.
Unfortunately, the government is very strict or strict regarding per capita income. If the family income exceeds a few reais, the benefit may be denied.
What types of disability give the right to BPC?
As we can see in the topic that explains who is entitled to BPC, One of the requirements for a person with a disability is that they present a medical report, which will also be evaluated by the INSS medical expert.
However, anyone with disability can receive BPC?
According to information available on the INSS website, to be eligible for this benefit, the person with a disability must have a long-lasting condition (minimum of two years) that hinders their full and effective participation in society on an equal basis with other people.
The condition, in turn, can be physical, mental, intellectual or sensory in nature.
For example, the physical disability, is when a person has some limitation or loss of function in a segment or organ of the body, such as limbs, spine, joints, etc.
Some examples of physical disabilities may include cerebral palsy, amputation, spinal cord injury, etc.
Sensory impairment occurs when a person has some limitation or loss of function in one of their senses, such as vision, hearing, smell, taste or touch.
Examples might be blindness, deafness, and deafblindness.
Emphasizing once again that these are just a few examples, but there are many other types of disabilities that can give right to BPC, depending on the severity and duration of the impediment.
Furthermore, it is important to highlight that the disability is assessed by a medical and social expert from the INSS.
In this assessment, not only clinical aspects are considered, but also social, environmental and personal aspects that interfere with the person's functionality.
How to apply?
The first step to requesting BPC is to be registered with Single Registry.
Registration with CadÚnico can be done at a Social Assistance Reference Center (CRAS) or at a Bolsa Família office.
The second step is to apply for BPC through INSS service channels, which are:
- Telephone 135 (free call from landline);
- Website or mobile application “Meu INSS”;
- Social Security Agencies (APS).
When applying, you must present the following documents:
- identification document with photo and CPF number of the applicant and family members;
- proof of residence;
- proof of income, if applicable;
- medical report, if the person is disabled.
After the application, the INSS will analyze the request and, if necessary, schedule a medical and social assessment to assess the disability.
The result of the request can be monitored on the “Meu INSS” website or app or by calling 135.
In many cases, it is only possible to complete the order in person, with the telephone, app or website being just a channel for pre-registration or scheduling.
Now that you've discovered Who is entitled to BPC? and how to apply, be sure to access the INSS service channels and request your benefit.