Amazon Credit Card: advantages and how to apply
Amazon has made its new Amazon credit card official and it is now available to customers.
The Amazon Credit Card stands out for offering free annual fees and the possibility of receiving cashback that can reach up to 5%, varying according to the customer's relationship with the company.
The long-awaited launch of this card finally took place today, meeting consumer expectations. Notably, the highest cashback rate is reserved for Prime subscribers who make purchases through Amazon's online platform.
In this article, we will analyze the advantages of this card and provide a detailed guide on how to apply for yours.
Partnership with Bradesco and Mastercard
The Amazon Credit Card is issued in partnership with Bradesco/Bradescard and has the Mastercard brand in the Platinum category.
Throughout the application process, the e-commerce giant emphasizes that the criteria for approval are defined by the issuing institution.
Rewards
Since its arrival on the market, the Amazon Credit Card has attracted the attention of consumers eager for more efficient and advantageous shopping experiences.
One of the main advantages of this card is the possibility of earning significant rewards every time you use your card to make purchases on the Amazon platform and other establishments. After all, who doesn't like to be rewarded for their daily purchases?
In addition to rewards, the Amazon Credit Card also offers cardholders the opportunity to enjoy exclusive promotions and special offers, further expanding the benefits of purchasing products on the platform.
This card is not just a payment tool, but also a gateway to a universe of discounts and offers.
Amazon Credit Card Features
- You get a 3% refund for regular customers and 5% for Amazon Prime members on purchases made on Amazon itself.
- You receive a 2% refund on dining, pharmacy, entertainment, travel and international shopping expenses.
- You will receive a refund of 1% on transactions made at gas stations and other establishments.
- You benefit from free annual membership.
- It offers the option of paying in up to 15 interest-free installments.
During the event in São Paulo, Amazon's e-commerce country manager, Daniel Mazini, explained that purchases made with a credit card generate cashback in the form of points. For example, a purchase of R$100 made on Amazon would result in 5 points for Prime customers.
Each point corresponds to R$ 1 and can be used for purchases within the e-commerce site. It is important to note that points are credited five days after the invoice is paid.
Step by Step: How to Apply for the Amazon Credit Card
Applying for the Amazon Credit Card is a simple and accessible process that can be completed in just a few steps. Here’s a detailed guide to help you navigate the application process:
- Access the Amazon Official Website: To begin the application process, visit the official Amazon website. Log in to your account, ensuring that your personal information is up to date and accurate.
- Navigate to the Credit Card Section: Once logged in, navigate through the website until you find the section dedicated to credit cards. This section can usually be found in areas such as “My Account” or “Payment Methods”.
- Choose the Ideal Amazon Credit Card: Amazon typically offers a variety of credit card options, each with different benefits. Choose the card that best fits your financial requirements and shopping preferences.
- Fill out the Registration Form: Once you select the card you want, you will be directed to an application form. Fill in all the required information accurately. This includes personal details, financial information, and any other information requested.
- Wait for Evaluation: After you submit your application, the evaluation process will begin. Amazon and the partner financial institution will review your information to determine your eligibility for the card.
- Receive the Response and the Card: Once your application has been reviewed and approved, you will receive a notification via the website or email. The physical card will be sent to the address provided during the application process.
No digital wallets for now
If you like to use your cell phone for your everyday purchases, you will be disappointed to discover that Amazon credit cards do not offer compatibility with digital wallet systems.
According to initial information, linking these cards to Apple Pay, Google Wallet or Samsung Wallet is impossible, at least for now.
Conclusion
In a scenario where convenience and financial benefits are essential for consumers, the Amazon Credit Card can be a great option.
Its advantages, including cashback on different spending categories, free annual fees and the possibility of interest-free installments, make it an interesting choice.
By providing cashback of up to 5% on purchases at Amazon itself for Prime members, the card offers a tangible way to save on your purchases.
Additionally, the reimbursement structure across different types of establishments, such as restaurants, pharmacies, and even international spending, further expands the scope of possible savings.
Maintaining a positive credit history and adopting healthy financial practices are crucial steps to increasing your chances of approval.
