2% Cash back on Your Daily Purchases: See How It Works
The Tangerine Money-Back Credit Card is one of the best options for those looking for a credit card with no annual fee and cash back.
Ideal for consumers who want rewards in select categories, this card offers an easy and efficient way to earn cash back on your everyday purchases.
Benefits of the Tangerine Money-Back Credit Card
Cashback
Earn 2% cash back in up to three categories selected by you.
Category options include supermarkets, restaurants, gasoline, pharmacies, entertainment, hotels, public transport, among others. All other purchases earn 0.5% cash back.
This means you can customize your rewards according to your spending habits.
No Annual Fee
The Tangerine Money-Back Credit Card charges no annual fee, allowing you to maximize your rewards without worrying about additional costs.
Automatic Cash back transfer
The accumulated cash back is automatically transferred to your Savings Account or Tangerine Current Account, or applied as a credit to your credit card statement.
Interest Rates
This card offers an interest rate of 19.95% on purchases and cash advances.
Welcome Promotion
In the first two months, receive a bonus of 10% cash back on your purchases, up to a maximum of $100. This helps speed up the accumulation of rewards early on.
Ease of Application
You can sign up digitally in minutes. Application is simple and quick, ensuring you start enjoying the benefits without any hassle.
Free Additional Cards
Add up to 5 additional users to a single account, with no annual fee for add-on cards. This makes it easier to manage family or shared finances.
Expense Management
Track and categorize your expenses easily with Tangerine's “Left to Spend” tool, which helps you organize your transactions and better understand your spending habits.
Balance Transfer Promotion
In the first 30 days, transfer balances from other cards up to your credit limit and pay a promotional interest rate of 1.95% for six months (19.95% after this period).
A balance transfer fee of 1% of the transferred amount will apply.
Flexibility in Cash back Categories
One of the biggest advantages of the Tangerine Money-Back Credit Card is the flexibility in choosing cash back categories.
You can select up to two main categories to earn 2% cash back, such as supermarkets and gasoline, and change these categories as your needs change.
If you choose to deposit your rewards directly into a Tangerine Savings Account, you can unlock a third tier of 2% cash back, increasing your savings even further.
Additional Benefits of the Tangerine Money-Back Credit Card
In addition to the main benefits, the Tangerine Money-Back Credit Card offers several additional advantages that make the user experience even more satisfactory:
Quick Digital Application: You can apply for your card online within minutes, making the process quick and convenient.
Account Management: Use Tangerine Online Banking or the mobile app to track your expenses, check your balance and manage your cash back rewards.
Custom Alerts: Set up account alerts to receive notifications about your transactions, payment dates, and accrued rewards.
Purchase Protection and Extended Warranty: The card offers purchase protection against damage or theft for a set period of time after purchase, as well as an extended warranty on eligible products.
Reports from those who use the card
- Ana, a busy mother: “I chose supermarkets and pharmacies as my cash back categories. It really makes a difference to my monthly budget, especially with three kids at home.”
- Carlos, a young professional: “The Tangerine Money-Back Credit Card is perfect for me. I earn cash back on restaurants, entertainment and public transport, which are my biggest expenses.”
Conclusion
The Tangerine Money-Back Credit Card is an excellent option for those looking for a credit card with no annual fee and customizable cash back benefits.
Make the most of your everyday purchases and start earning cash back today.
