Check out 6 credit card options with free annual fees
Nowadays, it is practically impossible not to have a credit card. This payment method, in addition to allowing online purchases, has the great advantage of giving you more time to pay off your debt — the term can be up to 40 days! The only thing better than that is a credit card with no annual fee, right?
To avoid getting into trouble when using your card, it is very important to pay attention to the interest rates and other fees charged by financial institutions. With this in mind, we have put together 6 credit card options with zero annual fees, meaning you don't have to pay anything to use it.
If you are interested in learning about the options, continue reading!
Credit card with free annual fee: 6 options
Before we present the free credit card options, we want to give you a warning: you need to have good financial planning to avoid getting into trouble with your card. Don't make the mistake of thinking that your card is an extension of your salary, okay? Remember to make informed purchases, taking into account how much money you already have or will have available to pay your bill.
That said, check out the options we have selected:
Next
The digital bank Next has an option to credit card free for its account holders. This is the most basic version, an International Visa. It has some advantages, such as exclusive discounts at partner stores and a cashback program. This version, however, does not participate in the bank's loyalty program. See more details here.
Banco Inter
Banco Inter offers a Multiple Mastercard Card that is international and free of annual fees! To get yours, simply open an account at the bank and undergo a credit check, thus guaranteeing the credit option, while the debit option is automatically authorized for everyone.
Inter also has one of the lowest revolving credit rates among fintechs: 7.7% per month. See more information here.
Santander Free
Santander Free is a credit card option that does not require you to open an account. It is great for those in a hurry, because it is usually approved very quickly! To get a free annual fee, you need to spend R$$100 on purchases using the credit function on each statement.
Among its main features is the possibility of controlling all expenses via the app, in addition to the option of contactless payments: no more wasting time typing passwords.
Santander Free also has the Esfera points program, which allows you to purchase products and services with discounts of up to 40%. It is also an international card, accepted in most card machines around the world. Request yours here.
C6 Bank
C6 Bank has the option of a free Mastercard Surpreenda credit card. It is usually a good option for who has a low score, because it easily approves new customers. The card has a modern design, with a personalized proposal: each customer can choose the color of their card. C6 Bank also has an interesting rewards program, with points that never expire. See more information here.
Nubank
Nubank is widely recognized as one of the leading digital banks and its credit card is highly coveted. Although other banks also have it, “Roxinho” became popular thanks to its ease of handling banking matters, controlling everything directly through the app, including 24-hour customer service chat.
In addition to being free of charge, it is possible to obtain reductions in the invoice by paying installments in advance. Find out more here.
Digio
This card is an interesting option for those looking for a credit card with no annual fee. Digio is an international card with a Visa logo. One of its distinguishing features is the option to pay the bill in up to 12 installments, with the aim of facilitating users' financial control — the interest rate charged is 8.9% per month. See more details here.
As you can see, there are many options for credit cards with free annual fees. It is worth evaluating each of the possibilities to understand which one best suits your financial profile. Some have better interest rates, others have advantageous points programs, and others are international and offer free withdrawals. Choose the one you like best and enjoy!
